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Dear %LOANENGINENAMEFIRST%,
Congratulations! You have been pre-approved for a SouthState loan.
When you need to borrow money, we know getting a low rate is important. That's why we've provided a tailored list of pre-approved loan offers just for you. Whatever your goals may be, we're here to help you find the best solutions to meet your needs.
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Choose one of the offers below:
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%IF in_string('New Auto Loan', $LOANENGINENEWAUTOLOANN)%
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| NEW AUTO LOAN
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| %LOANENGINENEWAUTOLOANR% APR2 for %LOANENGINENEWAUTOLOANT% months
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%/IF%
%IF in_string('Used Auto or Auto-Refi Loan', $LOANENGINEUSEDAUTOORAUTOREFILOANN)%
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| USED AUTO OR AUTO-REFI LOAN
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| %LOANENGINEUSEDAUTOORAUTOREFILOANR% APR3 for %LOANENGINEUSEDAUTOORAUTOREFILOANT% months
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%/IF%
%IF in_string('New Motorcycle', $LOANENGINENEWMOTORCYCLEN)%
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| NEW MOTORCYCLE
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| %LOANENGINENEWMOTORCYCLER% APR4 for %LOANENGINENEWMOTORCYCLET% months
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%/IF%
%IF in_string('Used Motorcycle', $LOANENGINEUSEDMOTORCYCLEN)%
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| USED MOTORCYCLE
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| %LOANENGINEUSEDMOTORCYCLER% APR5 for %LOANENGINEUSEDMOTORCYCLET% months
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%/IF%
%IF in_string('New Boat', $LOANENGINENEWBOATN)%
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| NEW BOAT
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| %LOANENGINENEWBOATR% APR6 for %LOANENGINENEWBOATT% months
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%/IF%
%IF in_string('Used Boat', $LOANENGINEUSEDBOATN)%
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| USED BOAT
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| %LOANENGINEUSEDBOATR% APR7 for %LOANENGINEUSEDBOATT% months
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%/IF%
%IF in_string('New RV', $LOANENGINENEWRVN)%
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| NEW RV
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| %LOANENGINENEWRVR% APR8 for %LOANENGINENEWRVT% months
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%/IF%
%IF in_string('Used RV', $LOANENGINEUSEDRVN)%
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| USED RV
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| %LOANENGINEUSEDRVR% APR9 for %LOANENGINEUSEDRVT% months
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%/IF%
%IF in_string('Home Equity Line of Credit', $LOANENGINEHOMEEQUITYLINEOFCREDITN)%
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| HOME EQUITY LINE OF CREDIT
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Intro rate %LOANENGINEHOMEEQUITYLINEOFCREDITR% APR10 for first 12 months.
Standard rate 3.25% APR10 (Prime + 0)
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%/IF%
%IF in_string('Personal Loan', $LOANENGINEPERSONALLOANN)%
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| PERSONAL LOAN
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| %LOANENGINEPERSONALLOANR% APR11 for %LOANENGINEPERSONALLOANT% months
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See below for offer details and other important information.
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Apply today for your pre-approved SouthState loan!
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You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE† below for more information about prescreened offers.
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†PRESCREEN & OPT-OUT NOTICE
This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria for creditworthiness. This offer is not guaranteed if you do not meet our criteria (including providing acceptable property as collateral). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free at 1-888-5OPT-OUT ( 1-888-567-8688); or visit the website at www.optoutprescreen.com or write:
Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123
TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013
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1 We used information on you that we obtained from a consumer reporting agency in connection with this "Pre-Approved" offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness, which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Not all applicants will qualify for the lowest rate. This offer is a limited time offer and may not be combined with other offers. All loans are subject to credit approval.
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%IF in_string('New Auto Loan', $LOANENGINENEWAUTOLOANN)%
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2 New Auto Loan: For this offer, %LOANENGINENEWAUTOLOANR% Annual Percentage Rate (APR) is the lowest rate available for a %LOANENGINENEWAUTOLOANT% month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount of $4,000. Maximum loan amount of $150,000. Example: A %LOANENGINENEWAUTOLOANT%-month loan at %LOANENGINENEWAUTOLOANR% fixed APR will have %LOANENGINENEWAUTOLOANT% monthly payments of %LOANENGINENEWAUTOLOANP% per $1,000 borrowed. Other restrictions may apply. Other rates and terms available.
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%/IF%
%IF in_string('Used Auto or Auto-Refi Loan', $LOANENGINEUSEDAUTOORAUTOREFILOANN)%
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3 Used Auto or Auto-Refi Loan: For this offer, %LOANENGINEUSEDAUTOORAUTOREFILOANR% Annual Percentage Rate (APR) is the lowest rate available for a %LOANENGINEUSEDAUTOORAUTOREFILOANT% month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $4,000. Maximum loan amount $150,000. Example: A %LOANENGINEUSEDAUTOORAUTOREFILOANT%-month loan at %LOANENGINEUSEDAUTOORAUTOREFILOANR% fixed APR will have %LOANENGINEUSEDAUTOORAUTOREFILOANT% monthly payments of %LOANENGINEUSEDAUTOORAUTOREFILOANP% per $1,000 borrowed. Other restrictions may apply. Eligible model years 2017-2020. Other rates and terms available for older models.
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%/IF%
%IF in_string('New Motorcycle', $LOANENGINENEWMOTORCYCLEN)%
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4 New Motorcycle: For this offer, %LOANENGINENEWMOTORCYCLER% Annual Percentage Rate (APR) is the lowest rate available for a %LOANENGINENEWMOTORCYCLET% month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $4,000. Maximum loan amount $50,000. Example: A %LOANENGINENEWMOTORCYCLET%-month loan at %LOANENGINENEWMOTORCYCLER% fixed APR will have %LOANENGINENEWMOTORCYCLET% monthly payments of %LOANENGINENEWMOTORCYCLEP% per $1,000 borrowed. Other restrictions may apply. Other rates and terms available.
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%/IF%
%IF in_string('Used Motorcycle', $LOANENGINEUSEDMOTORCYCLEN)%
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5 Used Motorcycle: For this offer, %LOANENGINEUSEDMOTORCYCLER% Annual Percentage Rate (APR) is the lowest rate available for a %LOANENGINEUSEDMOTORCYCLET% month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $4,000. Maximum loan amount $50,000. Example: A %LOANENGINEUSEDMOTORCYCLET%-month loan at %LOANENGINEUSEDMOTORCYCLER% fixed APR will have %LOANENGINEUSEDMOTORCYCLET% monthly payments of %LOANENGINEUSEDMOTORCYCLEP% per $1,000 borrowed. Other restrictions may apply. Eligible model years 2019-2020. Other rates and terms available for older models.
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%/IF%
%IF in_string('New Boat', $LOANENGINENEWBOATN)%
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6 New Boat: For this offer, %LOANENGINENEWBOATR% Annual Percentage Rate (APR) is the lowest rate available for a 144 month term for a loan amount of $50,000 - $74,999. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $5,000. Maximum loan amount $250,000. Example: A %LOANENGINENEWBOATT%-month loan at %LOANENGINENEWBOATR% fixed APR will have %LOANENGINENEWBOATT% monthly payments of %LOANENGINENEWBOATP% per $1,000 borrowed. Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness.
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%/IF%
%IF in_string('Used Boat', $LOANENGINEUSEDBOATN)%
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7 Used Boat: For this offer, %LOANENGINEUSEDBOATR% Annual Percentage Rate (APR) is the lowest rate available for a 120 month term for a loan amount of $75,000 - $99,999. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $5,000. Maximum loan amount $150,000. Example: A %LOANENGINEUSEDBOATT%-month loan at %LOANENGINEUSEDBOATR% fixed APR will have %LOANENGINEUSEDBOATT% monthly payments of %LOANENGINEUSEDBOATP% per $1,000 borrowed. Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness. Eligible model years 2011-2020.
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%/IF%
%IF in_string('New RV', $LOANENGINENEWRVN)%
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8 New RV: For this offer, %LOANENGINENEWRVR% Annual Percentage Rate (APR) is the lowest rate available for a 144 month term for a loan amount of $75,000 - $99,999. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount of $5,000. Maximum loan amount $200,000. Example: A %LOANENGINENEWRVT%-month loan at %LOANENGINENEWRVR% fixed APR will have %LOANENGINENEWRVT% monthly payments of %LOANENGINENEWRVP% per $1,000 borrowed. Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness.
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%/IF%
%IF in_string('Used RV', $LOANENGINEUSEDRVN)%
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9 Used RV: For this offer, %LOANENGINEUSEDRVR% Annual Percentage Rate (APR) is the lowest rate available for a 84 month term for a loan amount of $75,000 - $99,999. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $5,000. Maximum loan amount $150,000. Example: A %LOANENGINEUSEDRVT%-month loan at %LOANENGINEUSEDRVR% fixed APR will have %LOANENGINEUSEDRVT% monthly payments of %LOANENGINEUSEDRVP% per $1,000 borrowed. Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness. Eligible model years 2016-2020.
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%/IF%
%IF in_string('Home Equity Line of Credit', $LOANENGINEHOMEEQUITYLINEOFCREDITN)%
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10 Home Equity Line of Credit: For this offer, %LOANENGINEHOMEEQUITYLINEOFCREDITR% Annual Percentage Rate (APR) will be fixed for the first 12 months (introductory period). After the introductory period, the interest rate will be variable and based on the Wall Street Journal U.S. Prime Rate (WSJ Prime) which is 3.25% as of March 16, 2020. The minimum APR is 3.25% and maximum APR is 16.00%. Maximum term 120 Months (35 Month maturity option available in the state of Georgia). Minimum loan amount $10,000. Minimum advance of $10,000 required at closing. Offer is for primary residences only. Exclusions and limitations apply. Payment options include interest only, 1.00% of the outstanding balance or $100, whichever is greater, with outstanding interest, principal and any applicable fees due as a final balloon payment at maturity. Hazard insurance is required; flood insurance may apply. Estimated closing costs range from $655 to $1,680, which includes, but not limited to, appraisal, flood determination and attorney fees.
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%/IF%
%IF in_string('Personal Loan', $LOANENGINEPERSONALLOANN)%
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11 Personal Loan: For this offer, %LOANENGINEPERSONALLOANR% Annual Percentage Rate (APR) is the lowest rate available for a %LOANENGINEPERSONALLOANT% month term for loan amount of $25,000 - $50,000. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $3,000. Maximum loan amount $50,000. Example: A %LOANENGINEPERSONALLOANT%-month loan at %LOANENGINEPERSONALLOANR% fixed APR will have %LOANENGINEPERSONALLOANT% monthly payments of %LOANENGINEPERSONALLOANP% per $1,000 borrowed. Other restrictions may apply. Other rates and terms available and may vary depending on customer's credit rating.
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%/IF%
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