Neighborhood Credit Union

Hurry, your pre-approved offer ends September 30, 2020.

You're Pre-Approved!*

Great Rates, Local Service

Dear %LOANENGINENAMEFIRST%,

Congratulations! Your responsible management of credit has earned you pre-approval for a special low rate on a Neighborhood Credit Union loan.

You can choose any one of the loans below. So whatever big purchase you've wanted to make—now's the time! And with your pre-approved status, you're one step closer to having what you want!

Choose one of the offers below:

%IF in_string('New Auto', $LOANENGINENEWAUTON)%

NEW AUTO1
%LOANENGINENEWAUTOR% APR** up to %LOANENGINENEWAUTOT% months — Pre-Approved up to %LOANENGINENEWAUTOA%

%/IF%%IF in_string('Personal Loan', $LOANENGINEPERSONALLOANN)%

PERSONAL LOAN2
%LOANENGINEPERSONALLOANR% APR** up to %LOANENGINEPERSONALLOANT% months — Pre-Approved up to %LOANENGINEPERSONALLOANA%

%/IF%%IF in_string('Used Auto', $LOANENGINEUSEDAUTON)%

USED AUTO3
%LOANENGINEUSEDAUTOR% APR** up to %LOANENGINEUSEDAUTOT% months — Pre-Approved up to %LOANENGINEUSEDAUTOA%

%/IF%%IF in_string('Auto Refinance', $LOANENGINEAUTOREFINANCEN)%

AUTO REFINANCE4
%LOANENGINEAUTOREFINANCER% APR** up to %LOANENGINEAUTOREFINANCET% months — Pre-Approved up to %LOANENGINEAUTOREFINANCEA%

%/IF%%IF in_string('Staycation Loan', $LOANENGINESTAYCATIONLOANN)%

STAYCATION LOAN5
%LOANENGINESTAYCATIONLOANR% APR** up to %LOANENGINESTAYCATIONLOANT% months — Pre-Approved up to %LOANENGINESTAYCATIONLOANA%

%/IF%

PLEASE NOTE: You have been pre-approved for your choice of one of the above offers. Please contact us if you would like to take advantage of more than one offer, would like to request more than your approved amount, or request a different term. A full application may be required. See below for details.

Accept your Neighborhood Credit Union
pre-approved loan today!

Accept Now!

OR CALL: 972.629.7889

You can also view and accept your pre-approved loan offer by visiting myncu.com and logging into Online Banking or in the MyNCU Mobile App.

HURRY! Offer ends September 30, 2020.

Federally Insured by NCUA

EQUAL HOUSING LENDER

P.O. Box 803476 • Dallas, TX 75380-3476

You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE† below for more information about prescreened offers.

†PRESCREEN & OPT-OUT NOTICE
This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria for creditworthiness. This offer is not guaranteed if you do not meet our criteria (including providing acceptable property as collateral). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free at 1-888-5OPT-OUT (1-888-567-8688); or visit the website at www.optoutprescreen.com or write:
Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123
TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013

%IF in_string('New Auto', $LOANENGINENEWAUTON)% %/IF%%IF in_string('Personal Loan', $LOANENGINEPERSONALLOANN)% %/IF%%IF in_string('Used Auto', $LOANENGINEUSEDAUTON)% %/IF%%IF in_string('Auto Refinance', $LOANENGINEAUTOREFINANCEN)% %/IF%%IF in_string('Staycation Loan', $LOANENGINESTAYCATIONLOANN)% %/IF%

* We used information on you that we obtained from a consumer reporting agency in connection with this "Pre-Approved" offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness, which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Not all applicants will qualify for the lowest rate. Membership eligibility is required. Offer may be withdrawn at any time. Rates are also subject to change based upon credit review and term of the loan for all loan types.

** APR=Annual Percentage Rate

1 New Auto: The maximum interest rate for this offer is 18.00% APR and the minimum approved loan amount is $10,000.00. This offer may also be withdrawn if the value of the vehicle you are purchasing exceeds 115% of Loan-to-Value (LTV). Payment example: A %LOANENGINENEWAUTOT%-month loan of %LOANENGINENEWAUTOA% at %LOANENGINENEWAUTOR% fixed APR will have %LOANENGINENEWAUTOT% monthly payments of %LOANENGINENEWAUTOP% per $1,000 borrowed. Rates current as of July 15, 2020, and are subject to change based on market conditions and borrower eligibility. May not be combined with other offers.

2 Personal Loan: The maximum interest rate for this offer is 18.00% APR and the minimum approved loan amount is $2,000.00. Payment example: A %LOANENGINEPERSONALLOANT%-month loan of %LOANENGINEPERSONALLOANA% at %LOANENGINEPERSONALLOANR% fixed APR will have %LOANENGINEPERSONALLOANT% monthly payments of %LOANENGINEPERSONALLOANP% per $1,000 borrowed. Rates current as of July 15, 2020, and are subject to change based on market conditions and borrower eligibility. May not be combined with other offers.

3 Used Auto: The maximum interest rate for this offer is 18.00% APR and the minimum approved loan amount is $10,000.00. This offer may also be withdrawn if the value of the vehicle you are purchasing exceeds 115% of Loan-to-Value (LTV). Payment example: A %LOANENGINEUSEDAUTOT%-month loan of %LOANENGINEUSEDAUTOA% at %LOANENGINEUSEDAUTOR% fixed APR will have %LOANENGINEUSEDAUTOT% monthly payments of %LOANENGINEUSEDAUTOP% per $1,000 borrowed. Rates current as of July 15, 2020, and are subject to change based on market conditions and borrower eligibility. May not be combined with other offers.

4 Auto Refinance: If you continue to meet the criteria used to select you for this offer and our creditworthiness criteria, you are pre-approved for an auto refinance loan of no less than $10,000.00 from Neighborhood Credit Union for this offer and no more than $50,000.00, at an interest rate of no more than 18.00% APR, calculated according to the simple interest for a term of between 1 and 72 months. This offer may be withdrawn if the value of the vehicle you are refinancing exceeds 115% of Loan-to-Value (LTV). Refinance restrictions apply. Payment example: A %LOANENGINEAUTOREFINANCET%-month loan of %LOANENGINEAUTOREFINANCEA% at %LOANENGINEAUTOREFINANCER% fixed APR will have %LOANENGINEAUTOREFINANCET% monthly payments of %LOANENGINEAUTOREFINANCEP% per $1,000 borrowed. Rates current as of July 15, 2020, and are subject to change based on market conditions and borrower eligibility. May not be combined with other offers.

5 Staycation Loan: The maximum interest rate for this offer is 18.00% APR and the minimum approved loan amount is $3,000.00. Payment example: A %LOANENGINESTAYCATIONLOANT%-month loan of %LOANENGINESTAYCATIONLOANA% at %LOANENGINESTAYCATIONLOANR% fixed APR will have %LOANENGINESTAYCATIONLOANT% monthly payments of %LOANENGINESTAYCATIONLOANP% per $1,000 borrowed. Rates current as of July 15, 2020, and are subject to change based on market conditions and borrower eligibility.