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Hurry—your pre-approved offer ends November 30, 2020.
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You're Pre-Approved!*
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Great Rates, Local Service
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Dear %LOANENGINENAMEFIRST%,
Congratulations! Your responsible management of credit has earned you pre-approval for a special low rate on an Infuze Credit Union loan. All payments except for the Infuze Credit Union Mastercard include Debt Protection for your benefit. See disclosures below.
You can choose any one of the loans below. So whatever big purchase you've wanted to make, now's the time! And with your pre-approved status, you're one step closer to having what you want!
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Choose one of the offers below:
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%IF in_string('New Auto Loan', $LOANENGINENEWAUTOLOANN )%
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NEW AUTO1
%LOANENGINENEWAUTOLOANR% APR** for %LOANENGINENEWAUTOLOANT% months — Pre-Approved up to %LOANENGINENEWAUTOLOANA%
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%/IF%%IF in_string('Used Auto', $LOANENGINEUSEDAUTOLOANN )%
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USED AUTO2
%LOANENGINEUSEDAUTOLOANR% APR** for %LOANENGINEUSEDAUTOLOANT% months — Pre-Approved up to %LOANENGINEUSEDAUTOLOANA%
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%/IF%%IF in_string('Auto Refinance', $LOANENGINEAUTOREFINANCEN )%
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AUTO REFINANCE3
%LOANENGINEAUTOREFINANCER% APR** for %LOANENGINEAUTOREFINANCET% months — Pre-Approved up to %LOANENGINEAUTOREFINANCEA%
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%/IF%%IF in_string('Infuze Credit Union Mastercard', $LOANENGINEINFUZECREDITUNIONMASTERCARDN )%
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INFUZE CREDIT UNION MASTERCARD4
%LOANENGINEINFUZECREDITUNIONMASTERCARDR% APR** — Pre-Approved up to %LOANENGINEINFUZECREDITUNIONMASTERCARDA%
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%/IF%%IF in_string('Home Equity Line of Credit', $LOANENGINEHOMEEQUITYLINEOFCREDITN )%
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HOME EQUITY LINE OF CREDIT5
%LOANENGINEHOMEEQUITYLINEOFCREDITR% APR** — Pre-Approved up to %LOANENGINEHOMEEQUITYLINEOFCREDITA%
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%/IF%%IF in_string('Personal Loan', $LOANENGINEPERSONALLOANN )%
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PERSONAL LOAN6
%LOANENGINEPERSONALLOANR% APR** for %LOANENGINEPERSONALLOANT% months — Pre-Approved up to %LOANENGINEPERSONALLOANA%
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%/IF%
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PLEASE NOTE: You have been pre-approved for your choice of one of the above offers. If you would like to take advantage of more than one offer, or would like to request more than your approved amount, please contact us. A full application may be required. See below for details.
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Accept your Infuze Credit Union pre-approved loan today!
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It's easy—just go to InfuzeCU.org/LoanOffers from your computer or smart device and enter the following code to see your great offers! |
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Your Infuze Credit Union pre-approved loan code is: %LOANENGINECOUPONCODE%
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Once online, you can even customize your offer to better fit your budget!
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If you have questions, call us at 573-329-3151 or stop by anytime.
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Hurry! Offer ends November 30, 2020.
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You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE† below for more information about prescreened offers.
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†PRESCREEN & OPT-OUT NOTICE
This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria for creditworthiness. This offer is not guaranteed if you do not meet our criteria (including providing acceptable property as collateral). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free at 1-888-5OPT-OUT ( 1-888-567-8688); or visit the website at www.optoutprescreen.com or write:
Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123
TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013
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%IF in_string('New Auto Loan', $LOANENGINENEWAUTOLOANN )% %/IF%%IF in_string('Used Auto', $LOANENGINEUSEDAUTOLOANN )% %/IF%%IF in_string('Auto Refinance', $LOANENGINEAUTOREFINANCEN )% %/IF%%IF in_string('Infuze Credit Union Mastercard', $LOANENGINEINFUZECREDITUNIONMASTERCARDN )% %/IF%%IF in_string('Home Equity Line of Credit', $LOANENGINEHOMEEQUITYLINEOFCREDITN )% %/IF%%IF in_string('Personal Loan', $LOANENGINEPERSONALLOANN )% %/IF%
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* We used information on you that we obtained from a consumer reporting agency in connection with this "Pre-Approved" offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness, which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Not all applicants will qualify for the lowest rate. Membership eligibility is required.
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** APR=Annual Percentage Rate
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1 New Auto: Offer based on loan term of %LOANENGINENEWAUTOLOANT% months. Infuze Credit Union finances 120% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). The maximum interest rate for this offer is 17.99% APR and the minimum approved loan amount is $5,000. This offer may also be withdrawn if the value of the vehicle you are purchasing exceeds 140% of Loan-to-Value (LTV). Not all applicants will qualify for the lowest rate. Payment example: A %LOANENGINENEWAUTOLOANT%-month loan of %LOANENGINENEWAUTOLOANA% at %LOANENGINENEWAUTOLOANR% fixed APR will have %LOANENGINENEWAUTOLOANT% monthly payments of %LOANENGINENEWAUTOLOANP% per $1,000 borrowed. Note: Estimated monthly payment includes optional protection. Rates current as of June 1, 2020, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers.
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2 Used Auto: Offer based on loan term of %LOANENGINEUSEDAUTOLOANT% months. Infuze Credit Union finances 120% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). The maximum interest rate for this offer is 17.99% APR and the minimum approved loan amount is $5,000. This offer may also be withdrawn if the value of the vehicle you are purchasing exceeds 140% of Loan-to-Value (LTV). Not all applicants will qualify for the lowest rate. Payment example: A %LOANENGINEUSEDAUTOLOANT%-month loan of %LOANENGINEUSEDAUTOLOANA% at %LOANENGINEUSEDAUTOLOANR% fixed APR will have %LOANENGINEUSEDAUTOLOANT% monthly payments of %LOANENGINEUSEDAUTOLOANP% per $1,000 borrowed. Note: Estimated monthly payment includes optional protection. Rates current as of June 1, 2020, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers.
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3 Auto Refinance: If you continue to meet the criteria used to select you for this offer and our creditworthiness criteria, you are pre-approved for a refi auto loan of no less than $5,000 from Infuze Credit Union for this offer and no more than $60,000, at an interest rate of no more than 17.99% APR, calculated according to the simple interest for a term of between 24 and 84 months. Infuze Credit Union finances 120% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). Refinance restrictions apply. Payment example: A %LOANENGINEAUTOREFINANCET%-month loan of %LOANENGINEAUTOREFINANCEA% at %LOANENGINEAUTOREFINANCER% fixed APR will have %LOANENGINEAUTOREFINANCET% monthly payments of %LOANENGINEAUTOREFINANCEP% per $1,000 borrowed. Note: Estimated monthly payment includes optional protection. Rates current as of June 1, 2020, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. This offer may be withdrawn if the value of the vehicle you are refinancing exceeds 140% of Loan-to-Value (LTV). May not be combined with other offers. Auto loans currently financed through Infuze Credit Union cannot be refinanced with this offer.
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4 Infuze Credit Union Mastercard: Rates stated available on approved credit and may be different as determined by the individual creditworthiness of each applicant. You are pre-approved for an Infuze Credit Union Credit Card with a limit of at least $5,000. The maximum APR for an Infuze Credit Union Credit Card is 17.99%. Rates current as of March 1, 2020, and are subject to change based on market conditions and borrower eligibility.
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5 Home Equity Line of Credit: Variable APR equal to “The Wall Street Journal” Prime Rate (currently 3.25%) plus 2.5%, with a floor of 4.99%. Rates current as of June 1, 2020, and are subject to change based on market conditions and borrower eligibility. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $10,000. Maximum credit line is $100,000. 3-year draw period followed by a 10-year repayment period. Homeowners property insurance is required. Flood insurance may be required. Credit line together with any other mortgage(s) cannot exceed 95% of the property value on 1- to 4-family owner-occupied properties. Non-owner-occupied properties subject to different terms. Offer does not apply to existing Infuze Credit Union credit lines.
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6 Personal Loan: Payment example: A %LOANENGINEPERSONALLOANT%-month loan of %LOANENGINEPERSONALLOANA% at %LOANENGINEPERSONALLOANR% fixed APR will have %LOANENGINEPERSONALLOANT% monthly payments of %LOANENGINEPERSONALLOANP% per $1,000 borrowed. Note: Estimated monthly payment includes optional protection. Rates current as of June 1, 2020, and are subject to change based on market conditions and borrower eligibility. The minimum approved loan amount is $1,000.
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%IF in_string('Infuze Credit Union Mastercard', $LOANENGINEINFUZECREDITUNIONMASTERCARDN )%
| INFUZE CREDIT UNION MASTERCARD APPLICATION AND SOLICITATION DISCLOSURE |
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| Interest Rates and Interest Charges |
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| Annual Percentage Rate (APR) for Purchases |
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8.38% to 10.38% based on your creditworthiness; the APR will vary with the market based on the Prime Rate.
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| Annual Percentage Rate (APR) for Balance Transfers
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8.38% to 10.38% based on your creditworthiness; the APR will vary with the market based on the Prime Rate.
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| Annual Percentage Rate (APR) for Cash Advances
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8.38% to 10.38% based on your creditworthiness; the APR will vary with the market based on the Prime Rate.
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| How to Avoid Paying Interest on Purchases |
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| Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
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| For Credit Card Tips from the Consumer Financial Protection Bureau |
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| Transaction Fees |
| • Balance Transfer |
| • Cash Advance |
| • Foreign Transaction |
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| None |
| $10 or 2%, whichever is higher |
| None |
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| Penalty Fees |
| • Late Payment |
| • Over-the-Credit-Limit |
| • Returned Payment |
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| How We Will Calculate Your Balance. We use a method called "average daily balance (including new purchases)." |
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| Effective Date. The information about the costs of the card described in this disclosure is accurate as of March 1, 2020. This information may have changed after that date. To find out what may have changed, contact Infuze Credit Union. |
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%/IF%
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© %HCTEMPLATEYEAR% Infuze Credit Union. All rights reserved.
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Federally Insured by NCUA  EQUAL HOUSING OPPORTUNITY |
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PO Box 80, Fort Leonard Wood, MO 65473
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