Hurry, your pre-approved offer ends December 31, 2020.

Dear %LOANENGINENAMEFIRST%,

Congratulations! Your responsible management of credit has earned you pre-approval for these great loan offers from Community Resource Credit Union.

You can choose any one of the loans below. So whatever big purchase you've wanted to make—now's the time! And with your pre-approved status, you're one step closer to having what you want!

Choose one of the offers below:

 

PLEASE NOTE: You have been pre-approved for your choice of one of the above offers. If you would like to take advantage of more than one offer, or would like to request more than your approved amount, please contact us. A full application may be required. See below for details.

 

 

 

 

* We used information on you that we obtained from a consumer reporting agency in connection with this "Pre-Approved" offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness, which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the required collateral. Not all applicants will qualify for the lowest rate. Membership eligibility is required.

** APR=Annual Percentage Rate

1 New Auto Loan: Certain terms, conditions and or discounts apply to rates offered. Payment example: If you borrow %LOANENGINENEWAUTOLOANA% at %LOANENGINENEWAUTOLOANR% APR for %LOANENGINENEWAUTOLOANT% months, your monthly payment would be %LOANENGINENEWAUTOLOANP% per $1,000 borrowed. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, term, loan to value (LTV), year and mileage of auto. The maximum interest rate for this offer is 17.99% APR and the minimum approved loan amount is $500. All credit is subject to approval and some restrictions may apply, including qualifying for a discounted rate. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-approved rate to qualify for the rate offered. Rates current as of October 1, 2020, unless otherwise noted, and are subject to change based on market conditions and borrower eligibility. A vehicle is considered new when the model is the current calendar year, next year or the previous year so long as the mileage does not to exceed 7,500 miles. CRCU finances up to 110% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). Maximum LTV is 125% including tax, license, and fees. Maximum LTV is subject to approval and certain restrictions may apply. Subject to mileage and vehicle age limitations. Not available to refinance an existing CRCU auto loan.

2 Auto Loan Refinance: Certain terms, conditions and or discounts apply to rates offered. Payment example: If you borrow %LOANENGINEAUTOLOANREFINANCEA% at %LOANENGINEAUTOLOANREFINANCER% APR for %LOANENGINEAUTOLOANREFINANCET% months, your monthly payment would be %LOANENGINEAUTOLOANREFINANCEP% per $1,000 borrowed. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, term, loan to value (LTV), year and mileage of auto. The maximum interest rate for this offer is 17.99% APR and the minimum approved loan amount is $500. All credit is subject to approval and some restrictions may apply, including qualifying for a discounted rate. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-approved rate to qualify for the rate offered. Rates current as of October 1, 2020, unless otherwise noted, and are subject to change based on market conditions and borrower eligibility. A vehicle is considered new when the model is the current calendar year, next year or the previous year so long as the mileage does not to exceed 7,500 miles. CRCU finances up to 110% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). Maximum LTV is 125% including tax, license, and fees. Maximum LTV is subject to approval and certain restrictions may apply. Subject to mileage and vehicle age limitations. Not available to refinance an existing CRCU auto loan.

3 Personal Loan: Loans subject to credit approval. Rates are subject to change based on market conditions and borrower eligibility. Payment example: If you borrow %LOANENGINEPERSONALLOANA% at %LOANENGINEPERSONALLOANR% APR for %LOANENGINEPERSONALLOANT% months, your monthly payment would be %LOANENGINEPERSONALLOANP% per $1,000 borrowed. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term. The maximum interest rate for this offer is 17.99% APR and the minimum approved loan amount is $500. Some restrictions may apply. See credit union for details.

4 New RV Loan: Certain terms, conditions and or discounts apply to rates displayed on this page. Payment example: If you borrow %LOANENGINENEWRVLOANA% at %LOANENGINENEWRVLOANR% APR for %LOANENGINENEWRVLOANT% months, your monthly payment would be %LOANENGINENEWRVLOANP% per $1,000 borrowed. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term. The maximum interest rate for this offer is 17.99% APR and the minimum approved loan amount is $500.

5 CRCU Rewards MasterCard®: Please see our Terms and Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change based on market conditions and borrower eligibility, in accordance with the Agreement and Disclosure Statement and applicable law. The maximum interest rate for this offer is 15.24% APR and the minimum approved credit line is $1,000. Please contact us for more information. Membership required. With MasterCard’s Zero Liability policy, you are protected from all unauthorized transactions on your card. MasterCard’s Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard’s Zero Liability policy, visit https://www.mastercard.us/en-us/aboutmastercard/what-we-do/terms-of-use/zero-liability-terms-conditions.html. Must apply for a Rewards MasterCard. Rewards based on creditworthiness and not all members will qualify for rewards.